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Fourth, the potential challenges to the capital marketI. Providing a long-term and stable source of funds for the capital marketThird, help the high-quality development of the capital market

Although the full implementation of the individual pension system has a positive impact on the capital market, we also need to pay attention to the possible challenges. For example, how to ensure the investment income and risk control of individual pension is an important issue. In addition, the inflow of personal pension may intensify the competition in the capital market and pose certain challenges to existing financial institutions and products. Therefore, when implementing the personal pension system, we need to fully consider these factors and take corresponding measures to deal with them.With the full implementation of the personal pension system, personal pension products are expected to be further expanded. Adding Y share of personal pension to mainstream broad-based index products will provide investors with more choices. This will promote the diversification and innovation of capital market products and meet the needs of more investors. At the same time, it will also promote the development of the capital market in a more mature and steady direction.Third, help the high-quality development of the capital market

Fourth, the potential challenges to the capital marketFourth, the potential challenges to the capital marketMajor positive! Personal pension system is expected to be fully implemented.